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Gain Skills to Add Value to a Finance-Based Position
Develop essential oral communication skills for efficient collaboration and financial discussions in business situations related to money management, investment strategies, and presenting financial plans.
Think critically by actively considering different points of view, facilitating an integrated, holistic approach to construct relevant analyses and arguments related to organizational and personal financial advising.
Recognize ethical issues and apply ethical theories when making financial decisions at individual and organizational levels.
Analyze and solve financial problems and interpret written and visual material across various business domains to make informed decisions about investment management and addressing financial risk.
Online Finance Degree Courses
Online Finance Degree Courses
The bachelor’s degree in finance courses provide a firm grounding in the principles of business, economics, and accounting — with an in-depth focus on issues and knowledge in finance and financial management.
You will study all components of the field of finance, including investments, corporate finance, and financial markets. You’ll also develop a solid foundation in principles of finance, including capital management, investment and portfolio management, financial institutions, and personal finance.
Entrance-to-Major Requirements
To change your major to finance, you must earn at least 29.1 credits and a C or better in the following 5 entry-to-major courses:
- ACCTG 211
- ECON 102
- ENGL 15 or ENGL 30
- MATH 110 or MATH 140
- SCM 200 or STAT 200 or equivalent
A Behrend campus dean's review is required for all students in order to enter the major directly as well as for all students who have earned 45 or more transferable credits.
A current Penn State student needs a grade point average of 2.0 or higher to enter the major. Transfer students require a minimum 2.0 cumulative grade point average to enter the major.
The Bachelor of Science in Finance degree requires students to complete a minimum of 120 credits.
The number of credits you will have to take will vary according to the courses you transfer into the degree program. Once you are admitted into the degree program, an assigned academic adviser will help you with remaining requirements; 21 of the 45 General Education credits are included in the requirements for the major.
Prescribed Courses (47 credits)
- 1 credit of electives. Consult your academic adviser when choosing an elective to fulfill this requirement.
- 4credits
Introduction to the role of accounting numbers in the process of managing a business and in investor decision-making.
- Prerequisite
MATH 21 or a higher math course or a satisfactory score on the mathematics placement examination
- C or better
A student enrolled in this course must receive a grade of C or better.
- 3credits
The exploration of conventional and advanced methods of analyzing financial statements, including the assessment of earnings quality.
- Prerequisite
FIN 301
- C or better
A student enrolled in this course must receive a grade of C or better.
- 3credits
Introduction to speech communication: formal speaking, group discussion, analysis and evaluation of messages.
- C or better
A student enrolled in this course must receive a grade of C or better.
- 3credits
Methods of economic analysis and their use; price determination; theory of the firm; distribution.
- C or better
A student enrolled in this course must receive a grade of C or better.
- 3credits
National income measurement; aggregate economic models; money and income; policy problems.
- 3credits
Writing reports and other common forms of business communication.
- Prerequisite
(ENGL 15 or ENGL 30) and fourth-semester standing
- Note
A student may take only one course for credit from ENGL 202A, 202B, 202C, and 202D.
- C or better
A student enrolled in this course must receive a grade of C or better.
- 3credits
Nature of finance function; risk and return concepts; working capital; dividend policies; mergers; security markets; acquisition and management of corporate capital; analysis of operations; forecasting capital requirements; raising capital; and planning profits. Available to baccalaureate students only.
- Prerequisite
(ENGL 15 or ENGL 30) and ACCTG 211 and (ECON 102 or ECON 104) and (SCM 200 or STAT 200)
- C or better
A student enrolled in this course must receive a grade of C or better.
- 3credits
Investment and risk, types of security investments, sources of investment information, the broker, the stock market, portfolio management.
- Prerequisite
FIN 301
- C or better
A student enrolled in this course must receive a grade of C or better.
- 3credits
Case studies are used to develop skills in solving a variety of financial management problems.
- Prerequisite
FIN 301
- C or better
A student enrolled in this course must receive a grade of C or better.
- 3credits
Financial decision-making in an international environment. Emphasis on topics relevant to small businesses and entrepreneurs.
- Prerequisite
FIN 301
- C or better
A student enrolled in this course must receive a grade of C or better.
- 3credits
Examination of fundamental principles and processes applicable to the study of management. Not available to students who have taken BA 304.
- Prerequisite
(ENGL 15 or ENGL 30) and (ECON 102 or ECON 104) and (MATH 21 or higher or satisfactory score on the mathematics placement examination)
- C or better
A student enrolled in this course must receive a grade of C or better.
- 3credits
Study of strategic management and business policy formulation and implementation processes.
- Prerequisite
MGMT 301, MKTG 301W, FIN 301, SCM 301
- Note
BA 422W can be substituted for this course
- C or better
Students need to earn at least a C grade in each course taken to be eligible for the certificate.
- 3credits
Provides an overview of the role of information systems in business process design; the current technologies used for obtaining, storing, securing, and communicating information in support of operations and decision-making within a business organization; as well as the concepts and principles for developing and using popular spreadsheet and database tools.
- C or better
A student enrolled in this course must receive a grade of C or better.
- 3credits
Covers terminology and important concepts related to marketing in the business environment. Domestic and international environments that impact marketing are included, with particular emphasis on the marketing environment, segmentation, positioning, and targeting. Not available to students who have taken BA 303.
- Prerequisite
(ENGL 015 or ENGL 030) and (ECON 102 or ECON 104) and (MATH 021 or higher or satisfactory score on the mathematics placement examination.)
- C or better
A student enrolled in this course must receive a grade of C or better.
- 3credits
Supply chain management concepts, principles, and methodologies.
- Prerequisite
ACCTG 211 and ECON 102 and (SCM 200 or STAT 200)
- C or better
A student enrolled in this course must receive a grade of C or better.
Additional Courses (select 34–37 credits)
- Select 6 additional credits from 400-level FIN courses, excluding FIN 494 and FIN 495.
- Select 6 credits from FIN or other business areas.
- 4credits
Impact of management's financing, investing, and operating decisions on GAAP–based financial statements.
- Prerequisite
ACCTG 211 and FIN 301
- C or better
A student enrolled in this course must receive a grade of C or better.
-
or both:
- 3credits
Theory and practice issues in income concepts and value measurement; GAAP; revenues, costs, assets, liabilities, and equities.
- Prerequisite
ACCTG 211 or ACCTG 311
- C or better
A student enrolled in this course must receive a grade of C or better.
- and:3credits
Off-balance sheet financing; special issues in cost capitalization, liabilities, and equities; matching; funds flow statements; statement analysis; inflation accounting.
- Prerequisite
ACCTG 371 or ACCTG 471
- C or better
A student enrolled in this course must receive a grade of C or better.
- 4credits
Explores the ethical, political, social, legal and regulatory, technological, and demographic diversity environment of business.
- Note
A student may not receive credit toward graduation for both BLAW 243 and BA 243.
- 3credits
Analysis of forces that determine the level of aggregate economic activity.
- Prerequisite
ECON 104
- C or better
A student enrolled in this course must receive a grade of C or better.
- or:3credits
Money, credit, commercial and central banking, financial intermediaries, treasury operations, monetary theory and policy, and foreign exchange. Students who have already taken ECON 451 may not schedule this course.
- Prerequisite
ECON 102 or ECON 104
- C or better
A student enrolled in this course must receive a grade of C or better.
- 3credits
An intensive, rhetorically based experience in reading and writing that will prepare you both to understand the communications that surround you and to succeed in your own communication efforts.
- Prerequisite
ENGL 4 or satisfactory performance on the English placement examination
- C or better
A student enrolled in this course must receive a grade of C or better
- or:3credits
Prepares students both to understand the communications that surrounds them and to succeed in their own communication efforts. The course focuses specifically on analyzing verbal and visual texts (reading) as well as on producing such texts (writing), always in terms of rhetorical principles. Enriched by more rigorous requirements (longer papers, additional research component where the student is required to cite and engage critical sources and conversations). Participation requirements are also enhanced, making for a richer honors experience.
- C or better
A student enrolled in this course must receive a grade of C or better.
- 4credits
Introduces and develops the mathematical skills required for analyzing change, and the underlying mathematical behaviors that model real-life economics and financial applications. Develops student knowledge of calculus techniques, and how to use a calculus framework to develop critical thinking and problem-solving skills.
- Prerequisite
MATH 022 or MATH 40 or MATH 41 or satisfactory performance on the mathematics placement examination
- C or better
A student enrolled in this course must receive a grade of C or better.
- or:4credits
Introduces and develops the mathematical skills required for analyzing change and creating mathematical models that replicate real-life phenomena. Develops student knowledge of calculus techniques and how to use the calculus environment to develop critical thinking and problem-solving skills.
- Prerequisite
MATH 22 and MATH 26 or MATH 26 and satisfactory performance on the mathematics placement examination or MATH 40 or MATH 41 or satisfactory performance on the mathematics placement examination.
- C or better
A student enrolled in this course must receive a grade of C or better.
- 4credits
Descriptive Statistics, frequency distributions, probability and normal distributions, statistical inference, linear regression, and correlation.
- Prerequisite
Placement into MATH 21 or higher.
- C or better
A student enrolled in this course must receive a grade of C or better.
Supporting Courses and Related Areas (15 credits)
Select 15 credits from any business major field or any non-business major course, except for all Health and Wellness (GHW) courses, any ENGL course below ENGL 15, and any MATH course below MATH 110. Students are encouraged to work with their adviser to identify the appropriate supporting courses.
General Education Requirements
Some General Education requirements may be satisfied by courses required for the major. Students should work with an adviser to select courses.
- Foundations: 15 credits
All courses require a grade of C or better. Inter-Domain courses may not be used for foundations requirements.- Writing/Speaking: 9 credits
- Quantification: 6 credits
3-6 credits are selected from mathematics, applied mathematics, and statistics; 3 credits may be selected from computer science or symbolic logic.
- Knowledge Domains: 15 credits
Inter-Domain courses may not be used for knowledge domain requirements.- Health and Wellness (GHW): 3 credits
- Natural Sciences (GN): 3 credits
- Arts (GA): 3 credits
- Humanities (GH): 3 credits
- Social and Behavioral Sciences (GS): 3 credits
- Integrative Studies: 6 credits
- Inter-Domain course work: 6 credits
- Exploration: 9 credits
- Natural Sciences (GN) (may be Inter-Domain): 3 credits
- GA, GH, GN, GS, and Inter-Domain courses: 6 credits
May include 3 credits of World Language course work beyond the requirements of the student’s degree program or at the 12th credit level, whichever is higher.
These General Education Requirements are for students who started in summer 2023 or later. Students who started earlier can review the prior version of the general education requirements.
Course Availability
If you're ready to see when your courses will be offered, visit our public LionPATH course search (opens in new window) to start planning ahead.
Start or Advance Your Career
Start or Advance Your Career
As a graduate of the finance program, you can be prepared to pursue or advance a career in banking, financial analysis, security analysis, corporate finance, or personal financial planning.
Job Titles Related to This Degree
The following roles are often held by people with this type of degree:
- Budget Analyst
- Controller
- Credit Analyst
- Financial Analyst
- Portfolio Manager
Employment Outlook for Occupational Fields Related to This Degree
Estimates of employment growth and total employment are provided by the U.S. Bureau of Labor Statistics and are subject to change. While these occupations are often pursued by graduates with this degree, individual outcomes may vary depending on a variety of factors. Penn State World Campus cannot guarantee employment in a given occupation.
Financial Managers
Financial and Investment Analysts
Budget Analysts
Credit Analysts
Career Services to Set You Up for Success
From the day you're accepted as a student, you can access resources and tools provided by Penn State World Campus Career Services to further your career. These resources are beneficial whether you're searching for a job or advancing in an established career.
- Opportunities to connect with employers
- Career counselor/coach support
- Occupation and salary information
- Internships
- Graduate school resources
Ready to Learn More?
Get the resources you need to make informed decisions about your education. Request information on this program and other programs of interest by completing this form.
Ready to take the next step toward your Penn State bachelor's degree?
Costs and Financial Aid
Costs and Financial Aid
Learn about this program's tuition, fees, scholarship opportunities, grants, payment options, and military benefits.
Costs and Financial Aid
Undergraduate Tuition
Undergraduate tuition is calculated based on the number of credits for which you register and the number of total credits you have accrued at or transferred to Penn State.
Tuition is due shortly after each semester begins and rates are assessed every semester of enrollment.
2024–25 Academic Year Rates
How many credits do you plan to take per semester? | If you have 59 or fewer credits | If you have 60 or more credits |
---|---|---|
11 or fewer | $632 per credit | $678 per credit |
12–19 | $7,678 per semester | $8,288 per semester |
2025–26 Academic Year Rates
How many credits do you plan to take per semester? | If you have 59 or fewer credits | If you have 60 or more credits |
---|---|---|
11 or fewer | $638 per credit | $685 per credit |
12–19 | $7,755 per semester | $8,371 per semester |
Undergraduate students taking more than 19 credits will be charged the flat tuition rate plus the regular per credit hour rate for each credit above 19.
Financial Aid and Military Benefits
Some students may qualify for financial aid. Take the time to research financial aid, scholarships, and payment options as you prepare to apply. Federal financial aid may only be used to pay for credits used to satisfy program requirements.
Military service members, veterans, and their spouses or dependents should explore these potential military education benefits and financial aid opportunities, as well.
Additional Cost of Attendance Details
To view the detailed list of cost of attendance elements:
- visit the Tuition Information site
- click the plus sign to expand the table
- select a semester from the World Campus row
Who Should Apply?
If you currently work in finance or are looking to start a new career, the B.S. in Finance can open doors for your future.
AACSB Accredited
This program is offered in partnership with the Penn State Behrend Black School of Business, which is AACSB accredited, an honor reserved for the top 5% of business schools worldwide.
Extracurricular Opportunities
Extracurricular Opportunities
As a student in this program, you will have the opportunity to participate in extracurricular activities that can further enhance your knowledge and demonstrate to employers that you are motivated to acquire experience in the finance field while pursuing your education.
Extracurriculars include:
- Intrieri Family Student Managed Fund
- Investment Research Challenge Team
- Financial Management Association
- Financial Planning Club
- Finance Speaker Series
- Spring Student Trip
Professional Certifications
Professional Certifications
Your in-depth course of study will help prepare you for the Chartered Financial Analyst (CFA) and/or Certificated Financial Planning (CFP) designations.
The bachelor's in finance has also been accepted into the CFA® Institute University Affiliation Program, a unique accomplishment for an online program. This status is granted to institutions whose program incorporates a significant portion of the CFA Program Candidate Body of Knowledge (CBOK) into its curriculum. Students who complete the required course work will be better prepared to sit for the CFA exams.
This program also recognizes essential topics from the Certificate in ESG Investing from CFA Institute. This professional certificate offers both practical application and technical knowledge in the field of ESG investing.
CFA is a registered trademark owned by CFA Institute.
Set Your Own Pace
Set Your Own Pace
Whether you are looking to finish your program as quickly as possible or balance your studies with your busy life, Penn State World Campus can help you achieve your education goals. Many students take one or two courses per semester.
Our online courses typically follow a 12- to 15-week semester cycle, and there are three semesters per year (spring, summer, and fall). If you plan to take a heavy course load, you should expect your course work to be your primary focus and discuss your schedule with your academic adviser.
To Finish Your Degree in Two to Three Years
- Take 6 courses each semester
To Finish Your Degree in Three to Four Years
- Take 4–5 courses each semester
To Finish Your Degree in Five or More Years
- Take 2–3 courses each semester
Timelines may vary for students transferring credits from another school or based on course availability.
Convenient Online Format
This program's convenient online format gives you the flexibility you need to study around your busy schedule. You can skip the lengthy commute without sacrificing the quality of your education and prepare yourself for more rewarding career opportunities without leaving your home.
A Trusted Leader in Online Education
Penn State has a history of more than 100 years of distance education, and World Campus has been a leader in online learning for more than two decades. Our online learning environment offers the same quality education that our students experience on campus.
How to Apply to Penn State
How to Apply to Penn State
Apply by March 15 to start May 19
Application Instructions
Deadlines and Important Dates
Complete your application and submit all required materials by the appropriate deadline. Your deadline will depend on the semester you plan to start your courses.
Summer Deadline
Apply by March 15 to start May 19Fall Deadline
Apply by June 30 to start August 25Spring Deadline
Apply by October 31, 2025, to start January 12, 2026
New students are encouraged to complete the FAFSA by March 1. Please visit the Office of Student Aid website for more information about applying for financial aid and recommended deadlines.
Steps to Apply
To apply for this program, you must be a high school graduate, or have completed your GED.
This degree program includes Entrance-to-Major requirements (ETMs). After you are admitted to Penn State, you’ll complete them during your first few semesters to officially become a Bachelor of Science in Finance major. If you satisfy these requirements with transfer credits, you’ll be admitted directly into the major.
You will need the following items to complete your application:
High school transcripts or GED transcript — First-year applicants are required to submit Self-Reported Academic Records (SRAR) when applying. Official high school transcripts for first-year applicants will only be required at the time a student accepts an offer of admission to Penn State.
Transfer international students will need to submit their high school transcript before their application can be reviewed.
Official college or university transcripts and/or official military transcripts (if applicable) — All college or university transcripts are required regardless of the length of time that has passed, the grades earned, or the accreditation of the institutions attended. Acceptance of transfer credit toward your degree is subject to final approval by the academic department. For detailed information, see the Transfer Students page.
Transcripts not in English must be accompanied by a certified translation.
English Proficiency — The language of instruction at Penn State is English. With some exceptions, international applicants must take and submit scores for the Test of English as a Foreign Language (TOEFL) or International English Language Testing System (IELTS). Minimum test scores and exceptions are found in the English Language Proficiency section on the Undergraduate Admissions International Requirements page. Visit the TOEFL website for testing information. Penn State's institutional code is 2660.
To begin the online application, you will need a Penn State account.
Create a New Penn State Account
If you have any problems during this process, contact an admissions counselor at [email protected].
Please note: Former Penn State students may not need to complete the admissions application or create a new Penn State account. Please visit our Returning Students page for instructions.
Accessing MyPennState
The MyPennState Portal provides access to our online admissions services. Before accessing MyPennState, you must have a Penn State account that will be used to access all Penn State systems. After creating an account, you will receive a unique Penn State User ID. You will need to enter your User ID followed by @psu.edu when signing in to MyPennState and other Penn State sites. For example, you should be entering something like '[email protected]' in the Sign In field.
The application consists of six sections:
- Application Setup
- Program of Study
- Citizenship and Residency
- Academics and Experience
- Miscellaneous
- Review and Submit
Application Setup
Be sure to select "Online" for the "How would you like to complete your degree" question if you plan to attend Penn State World Campus.
The rest of this section will ask some basic questions about your education experience and military affiliation.
Program of Study
You will choose the degree type and then the starting semester.
Your starting campus will be selected as Penn State World Campus by default as long as you picked "Online" in your Application Setup. Click Continue.
On the Choose a Program page, select your intended major from the list.
Review your selection on the summary screen and click Continue to move on to the Citizenship and Residency section.
Citizenship and Residency
Complete the series of questions about your citizenship status, demographic information, Pennsylvania residency status, and family history.
Academics and Experience
You will need to enter academic experience information about your high school and any attempted courses at a college or university after high school.
The Education Gap Statement offers a place to explain any time that has elapsed between your high school graduation and your anticipated enrollment at Penn State. Please provide a summary of why that gap occurred. Some examples that would explain a gap in your education include work, family, attending another college or university, etc.
Miscellaneous
In the Miscellaneous section, you will provide any program-specific requirements (e.g., a personal statement), information about activities, and financial aid information.
Review and Submit
Review your information, digitally sign your application, and provide payment for the application fee ($65 domestic or $75 international).
High School Transcripts and Academic Record
After your application is completed, you will also need to self-report your high school course work before the application deadline. You will be directed to fill out the Self-Reported Academic Record (SRAR). It is helpful to have a high school transcript available when completing this section. In the third section, you'll select your program of study and campus.
Official high school transcripts or GED transcript, along with records from high school, are required, regardless of the length of time that has passed.
Include any college/university transcripts (required), military transcripts, and Proof of English Language proficiency (if applicable). SAT/ACT scores are not required if you are identified as an adult learner or transfer student.
All official documents should be sent to:
Undergraduate Admissions Office
The Pennsylvania State University
201 Shields Building
University Park, PA 16802You can also have your transcripts sent electronically through Parchment, eScript-Safe, or the National Clearinghouse directly to Penn State from the college/university where course work was attempted.
Acceptance
After receiving your application, application fee, and all required materials, your application will be evaluated for admission. You can check your application status online. This will provide the most up‐to‐date information about the status of your application and is updated once daily, before 8:00 a.m. (ET). Once a decision has been made regarding your application, it will be available to you through the MyPennState portal.
For information on when you can expect an admissions decision, visit the Dates and Deadlines page of the Undergraduate Admissions website. Make sure you click the "+" sign to see these dates for World Campus Applicants (First-Year and Transfer).
5. Complete the application.
Admissions Help
If you have questions about the admissions process, contact an admissions counselor at [email protected].
Contact Us
Contact Us
Have questions or want more information? We're happy to talk.
To learn more about the Bachelor of Science in Finance, please contact:
World Campus Admissions Counselors
Phone: 814-863-5386
Email: [email protected]
Jessica Zhao, Ph.D.
Samuel P. Black III Professor of Finance
Penn State Erie, The Behrend College
286 Burke Research Center
Erie, PA 16563
Email: [email protected]
Learn from the Best
Learn from the Best
The Bachelor of Science in Finance is offered in partnership with the Penn State Behrend Black School of Business.
Faculty
Jeff Coy
- DegreePh.D., Finance, Florida Atlantic University
- DegreeMBA, University of North Florida
- DegreeB.S., University of North Florida
Dr. Jeff Coy is an assistant professor of finance in the Sam and Irene Black School of Business at Penn State Behrend. He brings more than 10 years of teaching experience in the areas of corporate finance, international finance, investments, and portfolio analysis. Dr. Coy's published research is focused on the areas of cross-border mergers and acquisitions, corporate exchange rate sensitivity, and leveraged buyouts. His current research focuses on corporate diversification, short interest in acquisition targets, and the risk and leverage dynamics of the firm around the exercise of real options.
Greg Filbeck, CFA, FRM, CAIA, CIPM, PRM
- DegreeDBA, Finance, University of Kentucky
- DegreeM.S., Applied Statistics, Penn State
- DegreeB.S., Engineering Physics, Murray State University
Dr. Greg Filbeck holds the Samuel P. Black III Professor of Finance and Risk Management at Penn State Behrend and serves as director of the Black School of Business. Dr. Filbeck has authored or edited nine books and published more than 90 refereed academic journal articles. He has taught courses in corporate finance, investments, portfolio management, and derivatives.
Xuechen Gao
Assistant Professor of Finance
- DegreePh.D., Finance, University of Oklahoma
- DegreeM.S., Finance, University of Texas at Dallas
- DegreeB.S., Physics, Fudan University
Dr. Xuechen Gao is an assistant professor of finance. His research is mainly focused on empirical corporate finance, and his primary interests include sovereign wealth funds and state ownership, mergers and acquisitions, and equity offerings. Dr. Gao teaches courses in corporate finance and financial management.
Tim Krause
- DegreePh. D., Financial Economics, University of Texas at San Antonio
- DegreeMBA, Finance, Georgetown University
- DegreeA.B., Government, Georgetown University
Prior to his career in academia, Dr. Tim Krause spent twenty years in the financial services industry as an investment professional and held senior management positions. He is the director of the Intrieri Family Student Managed Fund at the Black School of Business, a student-run investment fund. He teaches Portfolio Management and Analysis, Advanced Energy Finance, Derivative Securities, and Fixed Income Securities. Dr. Krause's research and teaching interests include investments, derivatives, risk management, and financial institutions and markets.
Bob Patterson
- DegreeMBA, Penn State
- DegreeB.S., Accounting, Penn State
Bob Patterson is a lecturer in accounting and has also taught courses in statistics, finance, and operations. He is a CPA who maintains an active practice in individual income taxes. He also serves as an adviser for the Mu Pi chapter of the international fraternity Delta Sigma Pi and has received the Silver Helmet Award for 25 years of service to the chapter. He is currently the longest-serving Delta Sigma Pi chapter adviser in the country.
Eric Robbins
- DegreeMBA, Gannon University
- DegreeB.S., Accounting, Asbury University
Eric Robbins has spent his entire career working with the stock market and managing the invested assets and the retirement income needs of retirees. In 2010, he began teaching corporate finance at Penn State Behrend while still working full-time in wealth management, accepting a full-time teaching position in 2013. He is also a Certified Financial Planner and a CFA charterholder, and he continues to consult periodically with clients about their financial needs.
Phil Stuczynski
DegreeMBA, Finance, Penn StatePhil Stuczynski has worked in managerial roles and spent time managing and transferring risk for assets with a specialization in insurance. Although he enjoyed his time in the private sector, he returned to education, where he feels he can have a greater impact on others.
Phil pursued and completed an MBA from Penn State Behrend, discovering interests in multiple areas of business. This has translated to the classroom, where he has taught courses in finance, economics, and accounting. Phil teaches corporate finance, investments and portfolio analysis, and financial statements and management decisions.
Xin (Jessica) Zhao
- DegreePh.D., Finance, State University of New York at Buffalo
- DegreeM.A., International Trade, Shanghai University of Finance and Economics
- DegreeB.A., English, Tianjin University for Science and Technology
Dr. Xin (Jessica) Zhao received her Ph.D. in finance at the State University of New York at Buffalo. Dr. Zhao teaches international finance and corporate finance for both undergraduate and graduate students as a professor at Penn State Behrend. Dr. Zhao's research interests include market microstructure, event studies, financial markets, and asset pricing. Her research in these areas has been published in both academic and practitioner journals. Dr. Zhao has working experience in Da Hua CPA and China Petrochemical Corporation prior to joining Penn State Behrend.